Nine Calculators Every Mortgage Broker Actually Needs — In One Place

Ask a mortgage broker how many different calculators, spreadsheets and lender portals they switch between in a single client meeting, and most will lose count. NexaOne CRM's Mortgage Suite puts the common ones in one place, so you're not tabbing between browser windows while a client waits.

The nine calculators

• Repayment Calculator — monthly repayment for a loan amount
• Extra Repayment — how much time and interest extra payments save
• Compare Loans — two loans side by side
• Savings Calculator — how much to save each month to hit a deposit goal
• Offset Calculator — how much an offset account saves in interest
• Serviceability — the most a client could realistically borrow
• Product Finder — which loans match a client's situation
• Max LVR — the most a lender will lend against a property's value
• Funding Calculator — usable equity across a client's properties

How it works in a client meeting

Type in the loan amount, the term, and the interest rate, and the Repayment Calculator shows the monthly figure straight away, with a simple graph alongside it — easy enough to talk through with a client on the spot, no separate app needed.

Working out what a client can actually afford

The Serviceability calculator takes a client's income and expenses and shows what each connected lender would likely be willing to lend them. If every lender comes back "Ineligible," that's the calculator doing its job — it means the loan amount is more than the numbers support, worth a conversation with the client about a smaller amount rather than a lender declining them later.

None of the calculators save anything on their own unless you click a Save button — so they're safe to play with numbers in front of a client without worrying about creating a mess to clean up afterwards.